The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.Ever have an accident?Nope, nary a one.None? Youve never had any accidents.Nope. Aint never had one. Never.Well, you said on this form you were bit by a snake once. Wouldnt you consider that an accident?Heck, no. That dang varmint bit me on purpose.